LendingClub Corp Valuation
| LC Stock | USD 16.94 1.25 7.97% |
At this time, the firm appears to be undervalued. LendingClub Corp secures a last-minute Real Value of $19.56 per share. The latest price of the firm is $16.94. Our model forecasts the value of LendingClub Corp from analyzing the firm fundamentals such as Current Valuation of 1.04 B, return on equity of 0.0955, and Profit Margin of 0.10 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting LendingClub Corp's valuation include:
Undervalued
Today
Please note that LendingClub Corp's price fluctuation is not too volatile at this time. Calculation of the real value of LendingClub Corp is based on 3 months time horizon. Increasing LendingClub Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since LendingClub Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of LendingClub Stock. However, LendingClub Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 16.94 | Real 19.56 | Target 24.2 | Hype 16.83 |
The real value of LendingClub Stock, also known as its intrinsic value, is the underlying worth of LendingClub Corp Company, which is reflected in its stock price. It is based on LendingClub Corp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of LendingClub Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of LendingClub Corp helps investors to forecast how LendingClub stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of LendingClub Corp more accurately as focusing exclusively on LendingClub Corp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use LendingClub Corp's intrinsic value based on its ongoing forecasts of LendingClub Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against LendingClub Corp's closest peers. If more than one evaluation category is relevant for LendingClub Corp we suggest using both methods to arrive at a better estimate.
LendingClub Corp Cash |
|
LendingClub Revenue by Product
LendingClub Corp Total Value Analysis
LendingClub Corp is now forecasted to have takeover value of 1.04 B with market capitalization of 1.95 B, debt of 10.07 B, and cash on hands of 905.9 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the LendingClub Corp fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.04 B | 1.95 B | 10.07 B | 905.9 M |
LendingClub Corp Investor Information
About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.3. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LendingClub Corp last dividend was issued on the 8th of July 2019. The entity had 1:5 split on the 8th of July 2019. Based on the analysis of LendingClub Corp's profitability, liquidity, and operating efficiency, LendingClub Corp is performing exceptionally good at the present time. It has a great chance to report excellent financial results in March.LendingClub Corp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. LendingClub Corp has an asset utilization ratio of 11.54 percent. This indicates that the Company is making $0.12 for each dollar of assets. An increasing asset utilization means that LendingClub Corp is more efficient with each dollar of assets it utilizes for everyday operations.LendingClub Corp Profitability Analysis
Considering LendingClub Corp's profitability and operating efficiency indicators, LendingClub Corp is performing exceptionally good at the present time. It has a great chance to showcase excellent profitability results in March. Profitability indicators assess LendingClub Corp's ability to earn profits and add value for shareholders.Net Income | First Reported 2008-12-31 | Previous Quarter 44.3 M | Current Value 41.6 M | Quarterly Volatility 320.5 B |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.42 | 0.6471 |
|
|
For LendingClub Corp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of LendingClub Corp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well LendingClub Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between LendingClub Corp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of LendingClub Corp over time as well as its relative position and ranking within its peers.
LendingClub Corp Earnings per Share Projection vs Actual
By analyzing LendingClub Corp's earnings estimates, investors can diagnose different trends across LendingClub Corp's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for LendingClub Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.LendingClub Corp Ownership Allocation
LendingClub Corp maintains a total of 115.37 Million outstanding shares. The majority of LendingClub Corp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in LendingClub Corp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in LendingClub Corp. Please pay attention to any change in the institutional holdings of LendingClub Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.LendingClub Corp Profitability Analysis
The company generated the yearly revenue of 1.33 B. Reported Net Income was 51.33 M with gross profit of 844.54 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates LendingClub Corp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in LendingClub Corp and how it compares across the competition.
About LendingClub Corp Valuation
The stock valuation mechanism determines LendingClub Corp's current worth on a weekly basis. Our valuation model uses a comparative analysis of LendingClub Corp. We calculate exposure to LendingClub Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of LendingClub Corp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 863.8 M | 906.9 M | |
| Pretax Profit Margin | 0.13 | 0.14 | |
| Operating Profit Margin | 0.25 | 0.26 | |
| Net Profit Margin | 0.10 | 0.11 | |
| Gross Profit Margin | 0.65 | 0.42 |
LendingClub Corp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 118.9 M | |
| Quarterly Earnings Growth Y O Y | 3.309 | |
| Forward Price Earnings | 9.4073 |
LendingClub Corp Current Valuation Indicators
Valuation refers to the process of determining the present value of LendingClub Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value LendingClub we look at many different elements of the entity such as LendingClub's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as LendingClub Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use LendingClub Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes LendingClub Corp's worth.Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Money Managers Screen money managers from public funds and ETFs managed around the world | |
| Portfolio Suggestion Get suggestions outside of your existing asset allocation including your own model portfolios | |
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account |